Final Expense Plans- California Only

There comes a time when we all must plan for our last days. It is best to have made arrangements to cover such costs as funerals and other expenses. Final Expense insurance can give you peace of mind because it was designed to cover those last expenses we all shall have. 

Your family should always come first. You don't want them to bear huge and unexpected financial burdens at the time of your passing.  No matter what your age is now you need to have a plan in place to protect your loved ones when you are no longer able. Final Expense insurance can pay for your funeral service, bills and other costs.

An experienced and independent agent (me) who represents multiple insurance carriers can make a huge difference in what you pay for coverage. We have plans that require no medical exams and you never have to leave your home to apply because we can handle the entire process over the phone. Best of all you will find out over the phone if you are approved or not. It is a great way to have peace of mind. Call me today. 

Medicare Insurance

Medicare by itself has a high deductible for hospital admission, and it only pays 80% of eligible doctor costs. A serious illness could set you back many thousands of dollars. A Medicare Supplement policy covers all or most out-of-pocket medical expenses providing you with peace-of-mind and potential savings. Let us guide you insorting through the numerous Medicare options. We can also help you in choosing a Medicare prescription plan that includes your specific medications.

Individual and Group Health Insurance

Nearly everybody is confused about their healthcare options - and rightly so. You cannot rely on politicians or media reports for a clear and unbiased explanation. You want the facts, not opinions. We will be happy to evaluate your current coverage and present you with side-by side comparisons of alternatives.

Long-Term Care Insurance

Long-Term Care Insurance gives you the financial means and the support options you desire. Whether you require in-home visits, assisted living or skilled nursing care, Long-Term Care Insurance lifts the burden from those around you, improving the quality of life for yourself and for everyone you hold dear.

Final Expense insurance will pay for your funeral service, bills and other associated costs.

Why Should I Call This Agency for Insurance?

Good question. There are a lot of insurance agents out there and it may seem like any agent or broker is as good as another. But we are decidedly different.

Let's face it, insurance jargon can be very confusing. We know the ins and outs of the insurance business, and our inside knowledge of many companies and many products will work to your advantage. In fact, different insurance companies often charge vastly different premiums for the exact same coverage. As independent agents we are not employed by one particular company. Instead, we can select insurance products from among those companies that best address your unique concerns.

We promise to focus our attention on your benefit exclusively.

Please don't hesitate to call us with your questions no matter whether you are already a valued customer, a potential client or if you simply need expert advice. There will never be a charge for our assistance or for a friendly, no-obligation chat.